Eligible liquid assets
$107.0mCash and investment-grade bonds
For family offices and the people they serve
Know what changes
for the family.
Then decide.
Connect a market event or family decision to your assets, available capital, ownership and obligations. Ask Lighthouse what it means for you.
How much can the family deploy?
$53.8m is deployable after recorded obligations and the family liquidity reserve.
Opening balance → recorded movements → closing balance
Eligible liquid assets
$107.0m
Recorded obligations
-$41.2m
Minimum reserve
-$12.0m
Deployable capital
$53.8m
FO sample records · Latest asset date 2026-07-31 · Reviewed demonstration
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A question.
A consequence you can see.
Start with available capital, test a downturn, or check the evidence. Open the detail when you need to understand the answer.
Choose a question
Fictional Hawthorne family. These saved answers were calculated from FO sample records.
Question
How much capital is deployable after calls, tax, debt and family obligations?
Selected sample: What can we deploy?
Sample answer
$53.8m is deployable after recorded obligations and the family liquidity reserve.
The $18.0m private-fund call is the largest scheduled use of capital.
Hawthorne Family Office | next 12 months | USD | approved liquidity policy
Expected obligations
$41.2mProbability-weighted over 12 months
Required reserve
$12.0mApproved minimum family buffer
Deployable liquidity bridge
USDOpening balance → recorded movements → closing balance
Eligible liquid assets
$107.0m
Recorded obligations
-$41.2m
Minimum reserve
-$12.0m
Deployable capital
$53.8m
Drivers
- Committed private fund capital calls: $18.0m due 2026-11-15
- Estimated federal and state tax payments: $13.0m due 2026-10-15
- Approved family distributions: $8.0m due 2026-12-01
- Holding-company interest and amortisation: $4.0m due 2027-01-31
Ownership
- Values are attributed through the current effective ownership structure.
- Legal, economic, voting and beneficial ownership remain separate records.
Evidence
- Family Trust ownership schedule - Trustee records, 2026-07-31 (verified)
- July consolidated investment statement - Consolidated custodian, 2026-07-31 (verified)
- Northstar July board pack - Board portal, 2026-07-31 (verified)
- Private fund capital statements - Administrator portal, 2026-06-30 (stale)
Calculation
- $107.0m eligible liquid assets
- Less $41.2m probability-weighted recorded obligations
- Less $12.0m approved minimum reserve
Exact values
| Item | Value | Evidence state |
|---|---|---|
| Eligible liquid assets | $107,000,000 | See calculation |
| Recorded obligations | -$41,200,000 | See calculation |
| Minimum reserve | -$12,000,000 | See calculation |
| Deployable capital | $53,800,000 | See calculation |
One connected family view
Wealth has a structure.
Every decision moves through it.
The value of an asset is one part of the answer. Who owns it, who controls it and when its capital is available matter too.
Follow the ownership.
Read legal, economic, voting and beneficial interests side by side, with the dates they take effect.
01Legal title02Economic interest03Voting rights04Beneficial interest
See what is available.
Bring capital calls, tax, debt and family distributions into the same view as the assets and reserve that fund them.
Eligible liquidity− Obligations− Family reserve= Deployable capital
Know what needs support.
See which records are current and where stale, missing or conflicting evidence changes the confidence you can place in an answer.
VerifiedStaleMissingConflicting
Across the family lifecycle
Keep the whole decision in view.
- 01
Organise
See how assets, entities and ownership connect.
- 02
Allocate
Test where capital belongs and what could change.
- 03
Monitor
Track movements and the evidence behind them.
- 04
Fund
Meet obligations and protect the family reserve.
- 05
Transfer
Understand who owns, benefits and decides.
Data & access
A private workspace.
A traceable answer.
Access follows the organisation, family branch and records each person is entitled to see.
Answers keep their source records, ownership basis and calculation available for review.
Missing evidence stays visible. Decisions remain with the family and its professional advisers.
Lighthouse FO has its own database, authentication and storage, hosted in Sydney. Workspace access is invite-only.
Your family. Your questions.